Let's Talk Liability

Clients have become increasingly conscious of their rights. In the past few years, there has been an upward trend in claims against professional service providers in relation to Injuries or damages and or errors and omissions on their part

Broadform Liability Including products Liability

Broadform liability simply refers to an insurance policy that covers public liability as well as product liability Public liability insurance covers you for property damage or personal injury suffered by a third party where you are deemed to be responsible. In some ways you could say that it is more about the physical actions (or consequences) of your business activities. Product liability on the other hand covers damage or injury caused by the products you provide to your clients

Professional Indemnity Insurance

Without Professional Indemnity insurance, occurrences of negligence, incorrect advice, violation of good faith, misrepresentation, or breach of professional duty could damage the company's profession or business. Professional Indemnity insurance provides:

• Financial Protection from Lawsuits
• Peace of Mind
• Increases Credibility
• Business Continuity
• Business Growth

Directors and officers

The Companies Act imposes personal liability for breach of duty, which means anyone can sue a company director or officer in their personal capacity for actual or alleged breach of fiduciary duties. You may be held personally, jointly, and severally liable for any loss, damages, or costs sustained by your company or any other stakeholder because of your decisions and actions.

Helps protect directors and officers of privately owned businesses.

When things go wrong for a company director or officer they may become personally liable for negative repercussions from their decisions and actions. Our insurance helps protect you from harm to your reputation when this personal liability occurs