Household Contents

Keep your assets safe and sound

Rest Easy with
Household Contents Insurance

Imagine the peace of mind knowing your cherished possessions are protected against unexpected events.Investing in household contents insurance ensures financial protection and helps you rebuild your life with ease after a covered event.

What Does the Product Cover?

Note: Different policies may have varying cover limits and exclusions, so it's crucial to carefully review the policy details before purchasing

Furniture and appliances

This includes items like couches, beds, tables, chairs, refrigerators, washing machines, and more.

Electronics

Get cover for your TVs, laptops, tablets, smartphones, gaming consoles, and other electronic devices.

Personal belongings

This category includes clothing, jewelry, sporting equipment, musical instruments, artwork, and other valuables.

Additional living expenses

If your home becomes uninhabitable due to a covered event, your insurance can help cover temporary housing costs, meals, and other living expenses.

Why do you need a
MBFS Personal Lines Insurance Broker

01

Expertise and tailored advice

Our Broker understands the intricacies of different policies and covers. They can assess your unique needs and risk profile, recommending the most suitable insurance options for your home, car, valuables, and other personal belongings. This personalised approach ensures you are not overpaying for unnecessary cover or underinsured in critical areas.

02

Competitive quotes and cost savings

Our Brokers have access to quotes from multiple insurance companies, allowing them to compare rates and negotiate on your behalf. This can often lead to significant cost savings compared to dealing directly with individual insurers.

03

Streamlined claims handling

Dealing with insurance claims can be stressful and time-consuming. Our Brokers can navigate the claims process for you, advocating on your behalf with the insurance company. They can assist in gathering documentation, filing claims, negotiating settlements, and ensuring you receive fair compensation.

04

Ongoing support and maintenance

You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.

Benefits of Having Household
Contents Insurance

Peace of mind

Knowing your possessions are insured allows you to focus on recovering from the incident instead of worrying about replacing expensive items.

Financial protection

Receive financial compensation to replace or repair your belongings damaged or destroyed by covered events, minimizing the financial burden during challenging times.

Flexible cover Options

Choose a policy that best suits your needs and budget, with options to customize cover limits and add-ons for specific valuables.

Claims Assistance

Insurance companies provide dedicated support throughout the claims process, guiding you through the steps and ensuring a smooth resolution.

Frequently Asked Questions

What is not covered by household contents insurance?

This typically excludes wear and tear, gradual deterioration, intentional damage, and perils specifically excluded in the policy wording.

How much does household contents insurance cost?

Premiums vary depending on several factors, including the value of your belongings, your location, and the level of cover chosen. However, it's usually an affordable investment for the peace of mind it provides.

Do I need this insurance if I rent my home?

Yes, even renters need content insurance to protect their personal belongings in case of damage or theft.

How do I file a claim?

Contact your insurance provider as soon as possible after a covered event. They will guide you through the claims process and provide assistance with collecting necessary documents.