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Home Insurance

Insurance made plain and simple

aviation insurance

Private Aircraft Insurance

Aviation insurance is a type of insurance that protects aircraft owners and operators from financial losses caused by accidents, damage, or liability.

It can cover a wide range of risks, including: Physical damage to the aircraft, Pilot excess, Liability for injuries or property damage caused by Aviation insurance is essential for any aircraft owner or operator, regardless of the size or type of aircraft. It can provide peace of mind knowing that you are protected in the event of an accident.

What would an
Aviation Policy look like?

Hull All Riks / Ground Riks
Hull All Riks / Ground Riks

To cover the structure of the aircraft against damage whilst inflight, taxiing and/or on the ground, including foreign object Ingestion - Subject to maximum agreed value as stated in the schedule.

Legal Liability
Legal Liability

Legal Liability (Third Party and Passenger) - Combined Single Limit (CSL): The Insured’s Legal Liability to third parties and/or passengers arising out of the ownership or ownership of aircraft.

War and Allied Perils
War and Allied Perils

To cover the aircraft against war and allied perils. (Excluding confiscation by government of registry including confiscation by foreign government). Extortion Expenses- Included.

Deductible / Owner Excess
Deductible / Owner Excess

Insuring the Applicable Hull deductible /Owners Excess down, Subject to reinstatement after each and every loss.

Why do you need a
MBFS Personal Lines Insurance Broker


Expertise and tailored advice

Our Broker understands the intricacies of different policies and covers. They can assess your unique needs and risk profile, recommending the most suitable insurance options for your home, car, valuables, and other personal belongings. This personalised approach ensures you are not overpaying for unnecessary cover or underinsured in critical areas.


Competitive quotes and cost savings

Our Brokers have access to quotes from multiple insurance companies, allowing them to compare rates and negotiate on your behalf. This can often lead to significant cost savings compared to dealing directly with individual insurers.


Streamlined claims handling

Dealing with insurance claims can be stressful and time-consuming. Our Brokers can navigate the claims process for you, advocating on your behalf with the insurance company. They can assist in gathering documentation, filing claims, negotiating settlements, and ensuring you receive fair compensation.


Ongoing support and maintenance

Your insurance needs evolve over time as your personal circumstances change. Our Brokers provides ongoing support, regularly reviewing your policies and recommending adjustments as needed. They can also answer your questions, explain policy changes, and provide peace of mind knowing you have a dedicated insurance expert in your corner.

What are the benefits
of having aviation insurance


Aviation insurance can help protect your reputation in the event of an accident. If your aircraft is involved in an accident and you are not insured, you could be held personally liable for the damages. This could damage your reputation and make it difficult to get insurance in the future.


In many cases, aviation insurance is required by law. For example, most countries require commercial airlines to have insurance. Having insurance can help you comply with these regulations and avoid penalties.

Peace of Mind

Knowing that your aircraft is insured can give you peace of mind. This is especially important if you use your aircraft for business or personal transportation. In the event of an accident, you will be able to focus on getting your life back to normal, knowing that your financial losses are covered.

Financial protection

Aviation insurance can protect you from financial losses in the event of an accident. This includes damage to the aircraft, cargo, and passengers. It can also cover legal fees and other expenses.

Frequently Asked Questions

What types of aviation insurance do we place?

For how much must I insure my aircraft / Helicopter?

How much Liability cover do I need?

Can I fly to anywhere?

How can I reduce my Hull deductible/ Excess?

Do you have cover for pilots in the event of death or unable to work due to sickness or injury?

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