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Home Insurance
Insurance made plain and simple
Private Aircraft Insurance
Aviation insurance is a type of insurance that protects aircraft owners and operators from financial losses caused by accidents, damage, or liability.
It can cover a wide range of risks, including: Physical damage to the aircraft, Pilot excess, Liability for injuries or property damage caused by Aviation insurance is essential for any aircraft owner or operator, regardless of the size or type of aircraft. It can provide peace of mind knowing that you are protected in the event of an accident.
What would an
Aviation Policy look like?
To cover the structure of the aircraft against damage whilst inflight, taxiing and/or on the ground, including foreign object Ingestion - Subject to maximum agreed value as stated in the schedule.
Legal Liability (Third Party and Passenger) - Combined Single Limit (CSL): The Insured’s Legal Liability to third parties and/or passengers arising out of the ownership or ownership of aircraft.
To cover the aircraft against war and allied perils. (Excluding confiscation by government of registry including confiscation by foreign government). Extortion Expenses- Included.
Insuring the Applicable Hull deductible /Owners Excess down, Subject to reinstatement after each and every loss.
Why do you need a
MBFS Personal Lines Insurance Broker
01
Expertise and tailored advice
Our Broker understands the intricacies of different policies and covers. They can assess your unique needs and risk profile, recommending the most suitable insurance options for your home, car, valuables, and other personal belongings. This personalised approach ensures you are not overpaying for unnecessary cover or underinsured in critical areas.
02
Competitive quotes and cost savings
Our Brokers have access to quotes from multiple insurance companies, allowing them to compare rates and negotiate on your behalf. This can often lead to significant cost savings compared to dealing directly with individual insurers.
03
Streamlined claims handling
Dealing with insurance claims can be stressful and time-consuming. Our Brokers can navigate the claims process for you, advocating on your behalf with the insurance company. They can assist in gathering documentation, filing claims, negotiating settlements, and ensuring you receive fair compensation.
04
Ongoing support and maintenance
Your insurance needs evolve over time as your personal circumstances change. Our Brokers provides ongoing support, regularly reviewing your policies and recommending adjustments as needed. They can also answer your questions, explain policy changes, and provide peace of mind knowing you have a dedicated insurance expert in your corner.
What are the benefits
of having aviation insurance
Reputation
Aviation insurance can help protect your reputation in the event of an accident. If your aircraft is involved in an accident and you are not insured, you could be held personally liable for the damages. This could damage your reputation and make it difficult to get insurance in the future.
Compliance
In many cases, aviation insurance is required by law. For example, most countries require commercial airlines to have insurance. Having insurance can help you comply with these regulations and avoid penalties.
Peace of Mind
Knowing that your aircraft is insured can give you peace of mind. This is especially important if you use your aircraft for business or personal transportation. In the event of an accident, you will be able to focus on getting your life back to normal, knowing that your financial losses are covered.
Financial protection
Aviation insurance can protect you from financial losses in the event of an accident. This includes damage to the aircraft, cargo, and passengers. It can also cover legal fees and other expenses.
Frequently Asked Questions
What types of aviation insurance do we place?
Helicopter
Fixed wing
Commercial/Charter Operators
Microlights/Gliders
Non- Certified aircraft
Drones
For how much must I insure my aircraft / Helicopter?
Make sure to chat to your AMO or get an industry aircraft valuation on the value of your aircraft or helicopter. The rate of exchange fluctuations can change the value of your machine. Alternately, insure in dollars!
How much Liability cover do I need?
In current times it is nearly impossible to cap your liability exposure and we would highly recommend that you choose as much Liability Cover as you can afford. The purpose of usage of the aircraft, number of passengers, the environment of operation, as well as legal minimum requirements should be considered when purchasing liability cover.
Can I fly to anywhere?
Specify your policy
Your policy has very specific provisions regarding the geographical limits you can fly within, the scenarios in which the aircraft can be used for, as well as the pilots that are permitted to fly the aircraft. Ensure these meet your needs and that you can operate within the requirements.
How can I reduce my Hull deductible/ Excess?
We offer Pilot Excess cover to pilots up to R100,000 - Rotorwing and Fixed Wing
Do you have cover for pilots in the event of death or unable to work due to sickness or injury?
Yes, we offer Pilot Insurance Cover