Bike Insurance

Secure Your Belongings Anywhere, Anytime

Wheeling Through Worry-Free insurance

Hitting the open road on your bike is exhilarating, but unexpected events can put a halt to your adventures. Personal bike insurance provides comprehensive protection, ensuring you stay financially secure if your beloved bicycle faces unforeseen circumstances. Whether you're a seasoned cyclist or just starting your journey, peace of mind is just a pedal stroke away.

What Does the Product Cover

Theft and Damage

This covers your bike in case of theft, attempted theft, or accidental damage caused by collisions, falls, vandalism, or natural disasters.

Third-Party Liability

If you are legally responsible for causing injury or property damage to others while riding your bike, this cover helps you meet those financial obligations.

Personal Accident Cover

This provides financial support if you suffer injuries in an accident while riding, including medical expenses and lost income.

Additional Optional Cover

Enhance your policy by adding optional covers like personal accident for accessories, public liability, or bicycle breakdown assistance.

Why do you need a
MBFS Personal Lines Insurance Broker

01

Expertise and tailored advice

Our Broker understands the intricacies of different policies and covers. They can assess your unique needs and risk profile, recommending the most suitable insurance options for your home, car, valuables, and other personal belongings. This personalised approach ensures you are not overpaying for unnecessary cover or underinsured in critical areas.

02

Competitive quotes and cost savings

Our Brokers have access to quotes from multiple insurance companies, allowing them to compare rates and negotiate on your behalf. This can often lead to significant cost savings compared to dealing directly with individual insurers.

03

Streamlined claims handling

Dealing with insurance claims can be stressful and time-consuming. Our Brokers can navigate the claims process for you, advocating on your behalf with the insurance company. They can assist in gathering documentation, filing claims, negotiating settlements, and ensuring you receive fair compensation.

04

Ongoing support and maintenance

You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.

Benefits of Having Personal Bike Insurance

Peace of mind

Knowing you're covered empowers you to ride with confidence. You can focus on enjoying the journey without worrying about the financial consequences of unforeseen events.

Financial Protection

Imagine the financial burden of replacing your stolen bike or repairing significant damage. Insurance safeguards your savings and prevents unexpected costs from derailing your cycling journey.

Comprehensive cover

Personal bike insurance goes beyond just your bike. It protects you from legal liabilities and provides financial assistance in case of personal accidents, ensuring a holistic safety net.

Customizable cover

Choose a plan that suits your needs and budget. You can personalize your cover with optional add-ons, ensuring the level of protection matches your cycling habits and the value of your bike.

What's not covered?

Do I need bike insurance?

While not mandatory, bike insurance is highly recommended. It offers peace of mind and protects you from unexpected financial burdens.

How much does bike insurance cost?

Premiums depend on various factors like your bike's value, your age, location, and desired cover level. Get a personalized quote to receive an accurate estimate.

How much Liability cover do I need?

Premiums vary depending on the value of your belongings, chosen cover limits, and your individual profile. Compare quotes from different insurers to find the best fit.

What type of bicycles are covered?

Most insurers offer cover for various bike types, including road bikes, mountain bikes, and hybrids. However, it's crucial to confirm cover specifics with your chosen provider.

How do I file a claim?

Contact your insurance company immediately after an incident. They will guide you through the claims process, providing assistance and ensuring a smooth resolution.