Bicycle Insurance

Why You Need Personal Bicycle Insurance

Pedal with Peace of Mind

Embarking on an adventure with your bicycle offers unmatched freedom and excitement, yet it's important to remember that the open road can bring unexpected incidents. Secure both yourself and your treasured bike against the unforeseen with dedicated personal bicycle insurance. This specialized cover ensures that in the event of an accident, you're not left vulnerable, covering damages and offering support when you need it most. Enjoy your rides with peace of mind, knowing that you and your two-wheeled partner are well-protected.

What Does the Product Cover?

Theft & Damage

Shields your prized ride from theft, vandalism, and accidental bumps, at home, locked up, or on the move. Get back in the saddle faster with repair/replacement cover.

Public Liability

Pedal with peace of mind. This protection helps cover costs if you accidentally injure someone or damage their property while cycling. Enjoy the ride worry-free.

Personal Accident

Unexpected mishap? This safety net provides financial support if you're injured in a cycling accident, covering medical bills and potential income loss. Get back on your feet faster.

Optional Add-Ons

Supercharge your cover! Choose extras like accessory protection, racing event cover, and even legal expenses support. Tailor your insurance to your unique cycling needs.

Why do you need a
MBFS Personal Lines Insurance Broker

01

Expertise and tailored advice

Our Broker understands the intricacies of different policies and covers. They can assess your unique needs and risk profile, recommending the most suitable insurance options for your home, car, valuables, and other personal belongings. This personalised approach ensures you are not overpaying for unnecessary cover or underinsured in critical areas.

02

Competitive quotes and cost savings

Our Brokers have access to quotes from multiple insurance companies, allowing them to compare rates and negotiate on your behalf. This can often lead to significant cost savings compared to dealing directly with individual insurers.

03

Streamlined claims handling

Dealing with insurance claims can be stressful and time-consuming. Our Brokers can navigate the claims process for you, advocating on your behalf with the insurance company. They can assist in gathering documentation, filing claims, negotiating settlements, and ensuring you receive fair compensation.

04

Ongoing support and maintenance

You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.

Four Benefits of Gearing Up with Bicycle Insurance

Financial Security

Dodging hefty repair bills or costly legal disputes after an accident becomes a breeze with this cover. Ride easy, knowing peace of mind isn't derailed by unforeseen financial burdens.

Peace of Mind

Shift gears into worry-free riding! Unexpected events won't throw you off balance when you're covered for the unpredictable. Enjoy the open road with the confidence that comes from knowing you're protected.

Protection for Your Investment

Your prized bike isn't just a possession, it's an investment. Safeguard its value against theft and damage with this essential cover. Pedal without the stress of potential loss, letting you focus on the pure joy of the ride.

Enhanced Enjoyment

Leave the anxieties of potential risks behind! This cover lets you fully embrace the joy of cycling. Focus on the exhilaration of the wheels turning, the feeling of freedom, and the satisfaction of pushing your limits, not on what-ifs.

Frequently asked questions

What types of bicycles are covered?

Your Personal Bicycle Insurance covers all types of bicycles, including road bikes, mountain bikes, hybrid bikes, and even electric bikes (up to a certain wattage limit).

How much does the insurance cost?

The cost of your insurance will vary depending on the value of your bike, your location, and the level of cover you choose. We offer flexible plans to fit your budget and needs.

Is there an excess (deductible) to pay?

Yes, there is an excess, which is the amount you will need to pay towards any claim before your insurance kicks in. You can choose a higher or lower excess to influence your premium cost.