Contractors All Risks

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What is it?

Contractors all risks (CAR) insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects.

Damage to property covers all types of building and civil engineering construction – from residential (housing) to commercial (shopping centers and office blocks) to infrastructure (roads, bridges, dams, water and sewage reticulation pipelines) and offers protection against the hazards which may threaten works under construction.

The most important aspect of Contractors’ All Risks:

This liability will give you ultimate peace of mind - if you or your employees are found to be legally responsible for third-party property damage or bodily injury your liability will come into play.

What are the options?

There are two options when taking out a CAR policy - an annual policy , this would include cover for all contracts for that insured period OR there is an option to insure on a contract specific basis. In addition to this policy we are also able to insure tools and equipment used on site Eg - laser detectors, heat detectors and voltage meters.

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