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Income protection insurance is a policy that can provide payments up to 75%, typically replacing a portion of the policyholder's pre-disability income due to illness or injury. You might take out income protection insurance to ensure financial stability in the event of an illness or injury that prevents them from working and earning an income.
Provides regular payments to replace lost income due to illness or injury.
Ensures continued financial stability for the policyholder and their family during recovery
Allows customization of benefit amounts, waiting periods, and benefit periods to suit individual needs.
Income protection insurance payouts may be tax-free or taxed at a lower rate, depending on the policy.